![]() ![]() It allows you to make any expense weekly, bi-weekly, semi-monthly, monthly, annually, and many other frequencies depending on the type of expense.It visually shows how much you are spending in each spending category with a pie chart and bar graphs.It provides comprehensive lists of personal expenses to choose from for each category.All expenses are grouped into 9 different categories: Housing Expenses, Utilities, Groceries, Transportation, Clothing, Medical, Personal Expenses, Savings, and Debt Payments.It’s an Excel based budget template spreadsheet designed by budgeting experts at the Credit Counselling Society.Here’s some of what you get with this personal budget template: What You Get with this Personal Budget Template You can also download the calculator spreadsheet on the Mac and open it in Numbers:ĭownload Mac version as Numbers Spreadsheet (.numbers) File If you don't have Microsoft Excel, you can download OpenOffice for free and then download the file below:ĭownload Open Office Spreadsheet (.ods) File ![]() It has plenty for everyone.ĭownload Microsoft Office Excel 2007 Worksheet (.xlsx) Fileĭownload Microsoft Office Excel 97-2003 Worksheet (.xls) File Whether you love details or you’re more of a big picture type of person, this template has you covered. You can customize the template to suite your personal budgeting needs, and while you do this, it’s designed to make things as quick and easy as possible. People tell us all the time it’s amazing, but that’s for you to decide. It started off as a structured budgeting template, but it has evolved into more than just a template: it’s also now a budget calculator too. If you’re looking for the best personal budget template in Canada, you can download it here for free. You don’t have to be wealthy, old, married, or a parent to need an estate plan, which also lays out who makes financial and health care decisions for you if you can’t make them yourself.Amazing Personal Budget Template & Budget Calculator To reach your mid- and long-term goals, take your savings strategy and put an engine behind it. A resource like the Principal ® Retirement Wellness Planner may be a good place to start. Plan for retirement.Įven if it’s a long way off, think about what you want your money to do for you when you retire, and create a plan to make it happen. Use our disability and life insurance worksheet (PDF) to log your coverage and identify any gaps. People with a good financial plan hope for the best, but plan for the unexpected. Use our debt management worksheet (PDF) to log your numbers and find the right balance. Understanding and managing debt is a key part of creating a financial plan. Our quiz will help you decide when to use these savings. That’s where an emergency fund comes in handy. Build an emergency fund.Īll the planning in the world won’t help if life throws you a curveball and you’re not prepared financially. Our tax planning worksheet (PDF) will help you think through potential income tax credits and deductions. It can go a long way toward helping you keep more of your money next year. Think it through using our financial goals worksheet (PDF). It’s always good to have a clear idea of why you’re saving your hard-earned money. (Or just tackle the whole thing on a long, rainy weekend with a big pot of coffee and a dog at your feet.) It’s OK if you’ve already started a few of these steps. In nine steps, you have a nice framework to build on throughout your life. From the groceries you need, to the retirement you want, and the car repair bill that’s looming, these ideas help you balance long-term dreams with short-term wants, plus those unexpected events that happen along the way. They take you step-by-step through what you need to know to create a personal financial plan and help get your money in order. Smart financial planning follows the same logic. Your wedding, for example, followed a timeline, a budget-even if you busted it with that last-minute table for extended family-and involved compromise and conversation. When it comes to life's biggest moments, you probably had a plan. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |